A goal is easier to reach when it is visible. Yuki turns a vague intention like “we should save more” into a shared target with a number, a target year and a clear view of progress. Check in your household net worth, earmark money toward a goal when you want to ring-fence it, and see how the plan changes as your finances change.
Examples of goals
- Shared vacation fund — save together for a summer in Japan, a weekend away or the next family trip.
- Home deposit — set a target amount and year, then see how much of your household position is working toward it.
- Emergency fund — build a cash buffer for unexpected repairs, medical costs or a change in income.
- Car, education or wedding — create a named target for a known future expense.
- Retirement or custom goal — track long-term financial independence or anything else that matters to your household.
What you get
- Shared savings targets — set the amount and target year for a household goal.
- Net worth over time — record snapshots and see whether your position is moving in the right direction.
- Goal-specific earmarks — attribute part of your current position to a house, travel, emergency or other goal without losing the household view.
- Progress and projections — see what the goal needs, how far along it is and whether the current pace is enough.
- Multiple goals — track several priorities without making the same money disappear from your overall net-worth picture.
Available on Free, Pro and the Pro trial. Start with a vacation or emergency-fund target and track your position within your plan limits. No Agent subscription or bank connection is required.
What you own, and what you owe
- Holdings — individual stocks, ETFs, funds and cash, with allocation and return.
- Liabilities too — mortgage, credit card, car and student loans, on the other side of the ledger.
- Net worth in one number — across every account and currency, so it is the honest figure rather than the flattering half of one.
- Goals for the real ones — retirement, a house deposit, a college fund, a car.
- An honest pace to target — what you would need to set aside each month to land it, and a projection of where you actually end up.
As current as your latest snapshot. Progress is calculated from recorded balance snapshots. Review when they were last updated and refresh your figures when they change; a saved snapshot is not a live bank balance.
Two sources, one picture
Finance Home works from your inbox today — receipts, invoices, renewal notices — with no bank connected. Connecting a bank for live balances and transactions is coming soon, and Yuki reconciles the two rather than showing you the same payment twice.
Frequently asked questions
What financial goals can I track in Yuki?
You can track savings, emergency funds, travel, house, car, education, wedding, business, retirement and custom goals. Name the goal, set a target amount and year, then follow its progress.
Can couples share a savings goal?
Yes. A goal can be shared with your household so each person can contribute a current net-worth snapshot and see the same progress toward the target.
Can I track my net worth over time?
Yes. Yuki uses net-worth snapshots to show your current position and how it changes over time. You can also earmark money toward a specific goal so progress is easier to understand.
Is Financial Goals available yet?
Yes. Financial goals, investments and net-worth tracking are available to Free, Pro and Pro-trial users, with the limits of their plan. They are not Agent-only. Live bank connections are a separate Agent capability, coming soon for new customers.